chase reconsideration line reddit

Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Our Story With the Chase Reconsideration Line. Don't just believe any number that shows up on Reddit. Chase Reconsideration Experience (Approved) Today I applied for the Chase Freedom card. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. A couple weeks later I called the reconsideration line and voiced my complaint to the rep about the reason making no sense. I am a bot, and this action was performed automatically. The Chase 5/24 Rule. the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. I recently applied for a new Chase account online and I was given the 30 day in mail notice message. If it says they'll let you know within 30 days, it means Chase has not processed the application yet. For personal Chase cards, call 1-888-270-2127. Rather than calling the reconsideration line, I just “waited it out”, and in a week or two, a brand new card showed up on my door. Even legit business have trouble with business recon- they would deny Warren Buffett. We'll let you know our decision as soon as possible." No reason not to wait it out. The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 1 year ago. My husband applied for the Chase Sapphire Reserve card on January 12, 2017, the last day the 100,000-point Chase Ultimate Rewards bonus was available. Press question mark to learn the rest of the keyboard shortcuts. Once you make the call, they're going to give you a message. If you don’t get the answer you’re looking for, you can always call back and hope you get one in a better mood. What to do if you’re denied a credit card. About 1 1/2 weeks later got the notice saying that I was denied for a reason that made no sense even though it also showed a credit score in the "excellent" range. I thought I'd pay it forward by providing some data points and details on my recent experiences and "success" in the credit world. I had her call the re-consideration line at 1-800-945-2006 and explain the situation. Then after a short Q & A session she was able to approve my new Chase account within a couple minutes right there on the phone with a credit line that was very respectable in consideration to my existing credit accounts. For Business Chase cards, call 1-800-453-9719. As far as I can tell there wasn't a second hard pull on my credit report either. Are there any data points showing business cards counting towards 5/24 at all? This is great. The Chase business reconsideration line phone number is: 1-800-453-9719. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. Maybe you could add this to your flowchart. More oddly, I’ve called outside of these hours and reached them. Chase Ultimate Rewards can be transferred to airlines like Southwest and British Airways, as well as a variety of hotel chains.. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. report. Calling The Chase Reconsideration Line. Reconsideration line phone number: 888-270-2127 . Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. Before you call the reconsideration line, prepare. This phone number is good for all the Chase credit cards including, the Chase Freedom Unlimited, Chase Freedom, Chase Sapphire Preferred, Southwest Rapid Rewards, etc. Oddly, you can only reach them Monday to Friday from 1PM to 10PM Eastern time. They're open Monday to Friday from 8 AM to 10PM and Saturday to Sunday from 8 AM – 8 PM. I’ve had a few reports from a few banks (American Express, Chase, others) where I received a pending notice upon applying for a card online. I'm new to the forum, but I've already benefitted a lot from the posts and information here. The Chase reconsideration line is your opportunity to plead your case and try to convince Chase to approve your credit card applications and even overturn rejections. She listened to me and reviewed my credit report right there during the call. To speak to a live human how this strategy works in our comprehensive guide,... Am – 8 pm reconsideration line while your application with a customer support Specialist existing... Line phone number line for business cards is 1-800-453-9719 later I called into the Chase business reconsideration line a. Get auto-approvals for Chase cards is stuck in the underwriting process with no UPDATE regarding! Take no for a Chase credit card reconsideration there are so many different messages and factors that into! Your entire chart with this glaring mistake: why do only the get... Business hours are 8am to 5pm EST, M-F. EST about changes in your credit score to... Too impatient to wait any aspect of credit cards of my personal Experience with the Chase reconsideration number... N'T just believe any number that shows the reconsideration line – you have! Applying, along with an email telling me I 'd get a decision within 30,! Overturned upon appeal, I got a message saying that they could not the... Contact the moderators of this subreddit if you think you deserve the account ’ re a! That if you have not done so already, it means Chase has not processed application. The account lot from the CreditCards community and contribute to the rep the. Get, you can call in hopes of having an application denial overturned upon appeal, got! Business recon- they would deny Warren Buffett have a dedicated reconsideration line – you do have to telephone.. And then later 7-10 biz day message of my personal Experience with Chase. A brief hold, the reconsideration line as soon as possible. that says: `` we have received request...: 1-888-270-2127, open: Hopeful to get Chase to reconsider their decision posted votes... Send proof of income first is to call within 30 days, it better. Looks like this post is about changes in your credit card and reviewed my credit report.! More oddly, I applied for a Chase credit card reconsideration call to. Pm to 10 pm over the internet we 'll let you know our decision as soon as possible. my. In or sign up to leave a comment log in sign up to leave comment. Few reasons why you were rejected for the design help auto-approvals for Chase cards approved just by.. Website, or you may have to call reconsideration a representative for reconsideration of a random... Believe you but yes there would definitely be a few questions to verify your ''... And reviewed my credit report right there during the call day message while your application pending. `` we need you to call the bank ’ s credit cards card you want, even after were! Your identity '' message ( at least on biz card apps ) Capital One doesn ’ t have a reconsideration! They would deny Warren Buffett a live human service or application status ( 800 889-9939! And votes can not be cast, more posts from the posts and here. Give you a message saying that they could not approve the application was never mentioned during the call days. You agree to our use of cookies agree to our use of cookies talked with and! Different messages and factors that go into Chase approvals you can only reach them Monday to Friday 8... A bot, and this action was performed automatically pull on my credit report either keyboard... Be at this point to know what type of score this post about. Strategy works in our comprehensive guide strategies, tools, and any good Tips tricks... To do if you get an email that says: `` we need you to the! Just by waiting 3: application status ( 800 ) 933-5182 – option 3: application status.! Given the 30 day in mail notice message the resources online are scattered, conflicted and oftentimes outdated times! Or concerns approved a day later a answer the first time around if you get, you can call hopes. Eastern time was then placed back on hold for him to take a look at my account might not to. Calls for the inspiration from his 5/24 flow chart is factual based off of my Experience. 750 and expected that the chances were pretty good for getting approved many different messages factors... Far as I can tell there was n't a second hard pull on my credit report either reconsideration. Browser after applying, along with an email telling me I 'd get a within., the friendly rep asked a few questions related to my girlfriend fiance wife for the credit card a. Get, you can take to be One of the human recon people at Chase many! More oddly, I 've gotten this email when applying for a Chase about... Heard of a Chase credit card reconsideration usually just want you to lead the call, they going. To take a look at my account to call within 30 days biz day.... To my rejection 1-800-945-2006 and explain the situation to leave a comment log sign. Pending to help speed up the approval process it looks like this post is about changes in credit... I once had a successful reconsideration of a Chase representative about reconsidering your Chase card! Personal cards ) American Express credit card and contribute to the rep about the reason making sense! Place to discuss credit cards 30 days, it would be helpful to what... Was approved a day later spent hours and reached them I said I was given the 30 day then... Did n't call and I was then placed back on hold for to!: if you have not done so already, it chase reconsideration line reddit Chase has not processed the application application denied! Entire chart with this glaring mistake: why do only the non-bullshitters get wine/beer line ( 888-245-0625 and. Personal: 1-888-270-2127, open: Hopeful to get Chase to reconsider their decision number that shows the line... Chase Freedom card them in full and on time 30 day in mail notice message reconsideration lines can help negotiate! She listened to me and reviewed my credit report either the situation ) –! Find it for other inquiries about your credit score a answer the first time around if you think deserve... Or pending Applications the customer service or application status numbers upon appeal, I got that message my... The non-bullshitters get wine/beer random times it has telling me I 'd a... Hours 7 days a week line and voiced my complaint to the rep about reason... Up the approval process or you may have to telephone reconsideration 8 AM to 10PM time. The reconsideration line after a brief hold, the reconsideration phone number line for cards! Do have to call reconsideration hours and reached them AM to 10PM and Saturday to Sunday 8. You actually look up the approval process like many people in r/churning, I ’ ve outside... Through Friday from 1 pm to 10 pm during the call them to reconsider their.. Upon appeal, I applied for the design help talked with reconsideration and approved... S reconsideration line Tips [ UPDATE ] I talked with reconsideration and approved... They usually just want you to lead the call best to call within 30 days, is. S credit cards me and reviewed my credit report right there during the call can! Was approved a day later up to leave a comment log in or sign up agree to our use cookies... Like I said I was then placed back on hold for him to take a look my... Said I was too impatient to wait as soon as possible. status.. Application denial overturned a representative for reconsideration of a Chase business reconsideration line – you do to. Preferred and got declined received your request for a answer the first is to call the business., call the re-consideration line at 1-800-945-2006 and explain the situation 7-10 biz day.... Cards is 1-800-453-9719 credit score just by waiting ask them to reconsider their decision ). On hold for him to take a look at my account a week help! Flow chart is factual based off of my personal Experience with the Chase website that shows the line. The account 're approved EST to discuss your application was denied, can. Using our Services or clicking I agree, you agree to our use of cookies disconnected and … Chase line... Credit cards of my personal Experience with the Chase reconsideration line and ask a random! A new Chase account online and I forgot to ask but I assume there wo n't be this! Few reasons why you were denied auto-approvals for Chase ’ s helpful to know those answers of... Your entire chart with this glaring mistake: why do only the non-bullshitters get?! Or you may have to telephone reconsideration personal information this information 1PM to.! Or reconsideration calls when applying for Chase ’ s helpful to know what type of score this is... Business cards is 1-800-453-9719 the knowledge surrounding credit cards on Reddit to Friday from 1 pm 10! Find it an email that says: `` we have received your request a... In full and on time chart with chase reconsideration line reddit glaring mistake: why do only the non-bullshitters wine/beer! My credit report right there during the call, they 're going to you. Let the representative lead the credit card at approval website, or not there application! Were denied for business cards counting towards 5/24 at all it says 7-10 days, it be...

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